Smart Cash Management: Using Mutual Funds as a Strategic Treasury Tool

smart cash management

In today’s dynamic financial landscape, the question is no longer whether your surplus funds should work for you—but how quickly and effectively they can. Gone are the days when idle cash would sit in current accounts or be locked up in low-yield fixed deposits.  Today, mutual funds—especially liquid and overnight funds—are emerging as practical, regulation-backed … Read more

Mutual Funds vs FD – What’s right for you?

mutual fund vs fd - which is better

When it comes to investing, most of us look for a mix of safety, growth, and peace of mind. For years, Fixed Deposits (FDs) have been the go-to option for anyone wanting secure and predictable returns.  But with rising financial awareness and increasing market participation, Mutual Funds are steadily gaining popularity — offering flexibility, potential … Read more

What is the Expense Ratio for Mutual Funds?

what is expense ratio in mutual funds

Imagine this — you’ve picked a mutual fund after weeks of research, excited to grow your money. But a year later, your returns seem a bit… underwhelming. You double-check the fund’s performance, market trends, and SIP contributions — everything seems fine. So, what went wrong? The answer could lie in a quiet yet powerful component … Read more

Mutual Funds Tax – How it works and why you should care?

mutual funds tax

Let’s be honest—taxes can make even the smartest investor hesitate. You’ve done your research, selected the right mutual fund, and planned your investment.  But then comes the tricky part: How will my mutual fund returns be taxed? It’s a common question and, if left unanswered, can lead to missed opportunities. Understanding mutual funds tax in … Read more